Analisis Perbandingan Tingkat Kesehatan Bank dengan Menggunakan Pendekatan RGEC (Studi pada PT. Bank Mandiri (Persero), Tbk dan PT. Bank Negara Indonesia (Persero), Tbk Periode 2014-2018)

Marissa Putriana, Susi Artati

Abstract


This research aims to analyse how the health level comparison of PT Bank Mandiri (Persero), Tbk with PT Bank Negara Indonesia (Persero), Tbk using RGEC (Risk Profile, Good Corporate Governance, Earnings, Capital) approach In 2014-2018. The type of research used is quantitative descriptive research. Research results show the health level of Bank Mandiri and BNI in 2014-2018 overall healthy. Risk Profile Bank Mandiri and BNI bank with the credit risk indicator gained a healthy predicate and with the risk indicators of the liquidity of both banks earned a fairly healthy predicate. Assessment of Good Corporate Governance (GCG) based on Self Assessment showed that Bank Mandiri obtained very good predicate while BNI Bank obtained good predicate. The Earnings assessment of the ROA and NIM ratio analysis and Capital valuation based on the CAR value analysis showed that Bank Mandiri and BNI Bank gained a very healthy predicate.


Keywords


The health level of bank, RGEC Method, Risk Profile, GCG, Earnings, Capital

Full Text:

PDF

References


Bank Indonesia. 2011. Peraturan Bank Indonesia Nomor. 13/1/PBI/2011 tentang Prosedur dan Mekanisme Penilaian Tingkat Kesehatan Bank.

Bank Indonesia. 2011. Surat Edaran Bank Indonesia Nomor. 13/24/DPNP/2011 pada tanggal 25 oktober 2011 tentang Prosedur dan Penilaian Tingkat Kesehatan Bank Umum.

Ismail. 2013. Manajemen Perbankan. Kencana Prenada Media Group Jakarta.

Kartika, Ayu. 2016. Analisis Perbandingan Tingkat Kesehatan Bank antara PT. Bank Mandiri (Persero),tbk dan PT. Bank Central Asia,Tbk menggunalan metode RGEC periode 2011-2013. Jurnal Ekonomi Bisnis Vol. 21 No. 2, Agustus 2016. FE Universitas Gunadarma.

Kasmir. 2014. Analisis Laporan Keuangan. PT. Raja Grafindo, Depok.

Simorangkir, 2004. Pengantar Lembaga Keuangan Bank Ikatan Akuntan Indonesia. 2007. Pernyataan Standar Akutansi Keuangan No.31 Mengenai Akuntansi Perbankan (revisi tahun 2000)dan Nonbank. Ghalia Indonesia, Jakarta.




DOI: http://dx.doi.org/10.33087/jmas.v4i2.116

Refbacks

  • There are currently no refbacks.


Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

J-MAS (Jurnal Manajemen dan Sains) Published by Master of Management Program, Faculty of Economics, Batanghari University
Adress: Fakultas Ekonomi, Jl.Slamet Ryadi, Broni-Jambi, Kec.Telanaipura, Kodepos: 36122, email: jmas.unbari@gmail.com


Creative Commons License This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.